Welcome to Build Out Wealth. These Terms and Conditions govern your use of the website located at buildoutwealth.com and all related services, content, and products offered. By continuing to use our website, you signify your acceptance of these Terms and Conditions. If you do not agree, please discontinue your use of the site.

1. Purpose and Nature of Content

The content provided on this website, including all articles, guides, newsletters, and other materials, is for educational and informational purposes only. The goal is to provide general education on personal finance, investing, and life design.

• No Investment Advice: The content is not and should not be construed as financial, investment, legal, tax, or professional advice. The information is not tailored to your specific financial situation or needs.
• Your Responsibility: You are solely responsible for your own financial decisions. You should consult with a qualified financial advisor or other professional to get advice that is specific to your circumstances. We are not liable for any financial decisions you make based on the information provided on this website.

2. Intellectual Property and Use License

The content on this website, including all text, graphics, logos, and images, is the property of Lidia Treiber and is protected by copyright and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the content for your personal, non-commercial use only. You may not:

• Modify, copy, reproduce, or redistribute the materials in any way.
• Use the content for any commercial purpose without express written consent.
• Display the content publicly, whether for commercial or non-commercial purposes.
• Remove any copyright or other proprietary notations from the materials.

We reserve the right to terminate your access to the website if you violate any of these restrictions.

3. Disclaimers and Limitation of Liability

The materials on this website are provided "as is," without any express or implied warranties.

• No Guarantees: We do not guarantee the accuracy, completeness, or reliability of any content. Information may be outdated or contain errors.
• No Liability: In no event will we be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on this website. This limitation applies even if we have been notified orally or in writing of the possibility of such damage.

4. User Conduct

When using this website, you agree not to:

• Post or transmit any content that is harmful, offensive, or unlawful.
• Engage in any activity that could harm the website or its users, such as distributing malware or spam.
• Violate any applicable laws or regulations.

We reserve the right to remove any content or terminate a user's access for any violation of these terms.

5. Changes to Terms

We may update these Terms and Conditions at any time. We will post the revised version on this page and update the "Last updated" date. Your continued use of the website after any changes signifies your acceptance of the new Terms.

6. Governing Law

These Terms and your use of this website are governed by and construed in accordance with the laws of England and Wales without regard to its conflict of law provisions.

7. Contact Information

If you have any questions about these Terms, please contact us at: contact@buildoutwealth.com